A joint account is a type of bank account that allows two or more people to share access to the same funds and manage their money together.

You can open a joint account online in the UK with most banks, as long as you meet their eligibility criteria, such as being 18 or older, having a valid ID and proof of address, and agreeing to a credit check.

The process for opening a joint account online may vary depending on the bank, but it usually involves the following steps.

Find the account you would like to apply for and check that it is available as a joint account.

Click on ‘apply now’ to begin the application process.

Select ‘Joint account’ when prompted.

Follow the instructions on-screen, entering the personal information for both applicants as well as the supporting documentation.

The bank will confirm the successful opening of your account after your application is complete.

You will get your own debit cards or cash cards, depending on your account, as well as access to online banking, mobile banking, phone banking, or ATM.

Opening a joint account online can have some benefits, such as convenience, transparency, and accountability. However, it also comes with some risks and responsibilities, such as joint liability, reduced privacy, and potential conflicts.