Costs and duration of Western Union international transfer

The costs and duration of Western Union international transfer depend on several factors, such as:


  • The destination country and the currency sent


  • The payment amount and the payment method


  • The delivery option and the payout method


According to Western Union, you can start to set up your payment online or in the app, to see the costs including the fees, exchange rates and delivery times. You can also use a price estimator tool to get an idea of the costs before you send money.


Generally, the fastest way to send money with Western Union is to use a credit or debit card and choose cash pickup as the delivery option. This can take minutes or hours, depending on the availability of the agent locations. However, this may also incur higher fees and exchange rate markups than other methods.


The cheapest way to send money with Western Union is to use a bank account and choose bank deposit as the delivery option. This can take 1-5 business days, depending on the destination country and the bank processing times. However, this may also offer lower fees and more competitive exchange rates than other methods.

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